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Farmers in Debt: Driven Off The Land

by Christine
Farmers in Debt: Driven Off The Land

Whether you believe in climate change or not, one thing is certain: farmers are constantly at the mercy of the elements and extremes of weather. Too hot or too cold environmental temperatures can seriously damage the viability of seasonal crops. This leaves a lot of farmers in a precarious legal position and end up with a lot of debt.

Reasons Why Farmers Incur Debt

In the U.S., debts incurred by farmers can seriously affect not only the agricultural industry, but also the country’s economy. But why do farmers get racked up in huge debts?

One reason cited by the Federal Reserve Bank of Kansas City is that crop growers expend their wealth rather than their revenues in funding their agricultural endeavours. This can lead to accumulation of debts, bankruptcy or worse, being driven off their land. Most farmers use their lands as collateral when applying for farm loans. If their ventures fail, they will be in serious debts. The threat of ever-increasing loan rates adds up to the burden of crop growers.

While in the United Kingdom, dairy farmers start to exit the industry as their arrears climb to critical levels. Over the years, the rise and fall of the wholesale price of milk forced a lot of dairy farms to operate at a loss. With the increase in operation costs, debts continue to stack up.

In India, severe drought affects the country’s yield of cotton, rice, etc. As a response, the government increased their budget on irrigation and crop insurance; however, these measures have little effect on the farmers’ plight. They still owe banks and moneylenders huge sums. Indian farmers use their loaned monies in procuring seeds and fertilisers. But because of erratic weather conditions and minimal crop harvest, they accumulate debts. Most farmers who cannot overturn their situation end up hanging themselves.

Farm debts in Australia have swelled by 75 percent in just a decade. In 2004, debts were recorded at A$40.4 billion. After ten years, it grew to A$70 billion. When venturing for new machineries, technologies or farm expansion, crop growers rely on debts as their fund resource. But because of high equity levels, debts are becoming a severe problem. For instance, the value of agricultural lands climb but the ratio of debt to equity remains the same.

If and when you incur debt, there are debt collection agencies in Australia that will manage your arrears and get you out of trouble.

Eco-Friendly Waste Management in Rural Communities

by Christine
Eco-Friendly Waste Management in Rural Communities

Most of the rural communities in the present don’t have the time and resources to spend in applying and integrating the latest innovation with regards to waste management approaches found today. With that being said, this does not mean that the community will not be able to find deal with their waste in a timely and effective manner. Here are a few eco-friendly waste management approaches rural communities can apply today.

One of the most popular waste management activities is found through incineration. Here people are able to create an energy source with the waste that they are removing. Flue gases, particulates, incinerator bottom ash, and heat are converted with burning a variety of waste materials. These are then used as a generator of electric power with the heat source it has accumulated. It should be noted before being dispersed into the atmosphere, flue gases as well as its particulates are filtered free from pollutants. With that being said, not every waste should be burned and people should be wary of them. This includes the likes of plastic as well as rubber.

Landfills are also a popular waste management option that is still being practiced and put into use all over the world. Previously unused or abandoned mines, quarries, or pits that had already been dug work great as landfills which helps save people a great deal of time and resources when setting up their landfill for use. As a result a landfill can become an inexpensive and hygienic means of waste disposal practice especially when it is properly taken care of. Furthermore, over time most of the materials disposed in landfills will eventually break down into gases and dissipate into the atmosphere. Industries can then use them as alternative fuel or energy sources in the process.

Last but definitely not the least of eco-friendly waste management activities rural communities can engage in is found through recycling. Recycling waste has been done for the past several decades and has proven to be very effective when put into practice and use. Basically, people are encouraged to reuse as many items as possible through their original form or perhaps turning them into something that is also relatively useful. For instance, paper products can be recycled and made into new forms of paper while at the same time contribute in preserving trees and rainforests. To save space for local landfills, people are encouraged to recycle plastics and glass.

It is good to hear that there exists a variety of eco-friendly waste management procedures rural communities can consider for in the present. Other noteworthy alternatives can also be found simply by looking them up over the internet today. With that being said, waste disposal is not a one man’s effort. People are advised to work hand in hand with the officials to ensure success with their waste management endeavors. As a result, a considerable amount of waste is saved in the process. Consider the eco-friendly waste management tips listed above.